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Station 2, Balabag, Boracay Island
Aklan, Philippines 5608

Foreign ownership Boracay

Investment Guide 2026

Foreign Ownership
of Boracay Property

01

Can Foreigners Buy Property in Boracay?

Yes — Philippine law provides three clear ownership structures for foreign nationals. The key restriction is that foreigners cannot directly own land; however, building/villa ownership, condominium title ownership, and indirect land ownership through a Philippine corporation are all legally established and widely used.

BORACAYNAVI has guided buyers from Japan, Korea, Australia, the United Kingdom, the United States, and across Europe through each of these structures. The right option depends on your property type, investment scale, and long-term goals.

02

3 Legal Ownership Structures

Most Popular

Condominium Direct Ownership

Foreign nationals can own a condominium unit outright with a Condominium Certificate of Title (CCT) in their name. This is the safest, simplest, and most liquid ownership structure available to foreigners.

Advantages

100% ownership in your name
Up to 40% of any building can be foreign-owned
Full Airbnb and rental rights
Eligible for capital gains on resale
No Philippine corporation required

Limitations

40% cap limits availability
Cannot own land or freestanding structures directly

Best For

First-time buyers, Airbnb investors, remote ownership

For Villas & Resorts

Long-Term Land Lease

Foreigners can lease land for an initial 25-year term, renewable for a further 25 years. The foreign buyer owns the building or villa constructed on the leased land outright — only the land is leased.

Advantages

Access to beachfront and premium land
Own the villa structure 100%
Leasehold interest is transferable and resalable
Common structure for boutique resort investment

Limitations

Land not owned — lease renewal risk
Typically lower resale liquidity than direct title

Best For

Villa buyers, boutique resort developers, lifestyle buyers

For Land Ownership

Philippine Corporation

A Philippine corporation with at least 60% Filipino ownership can hold a full Transfer Certificate of Title (TCT) for land. Foreign investors may hold up to 40% equity in the corporation.

Advantages

Corporation holds full land title (TCT)
Up to 40% foreign equity permitted
Suitable for large-scale development
Can hold multiple properties

Limitations

Requires Filipino majority shareholders
Annual corporate filing obligations
Higher setup and maintenance costs

Best For

Large investments, development projects, sophisticated investors

03

Quick Decision Guide

I want to buy a condominium
→ Direct condo ownership (CCT in your name). Simplest and safest.
I want to buy a beachfront villa
→ Long-term land lease (25+25 years) with outright building ownership.
I want to develop a resort or multiple properties
→ Philippine corporation (60% Filipino / 40% foreign equity) holding land title.
I want to buy anonymously or at scale
→ Philippine corporation or combination of lease + corporate structures.
I want to pass the property to my heirs
→ All three structures permit inheritance, with different complexity levels. Legal counsel required.

Get Clarity

Not sure which structure is right for you?

Our advisors clarify ownership structures clearly and without legal jargon — and introduce you to trusted Philippine legal counsel when needed.

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