
Property Comparison 2026
Buy vs Lease Property in Boracay
Side-by-Side Comparison
Buy (Condo) vs Lease (Land)
Scroll right to see all columns
The Case for Buying (Condominium)
A condominium purchase gives a foreign national full, perpetual title to a Boracay property — the Condominium Certificate of Title (CCT) is registered in the buyer's name at the Registry of Deeds. This is the most legally secure form of foreign property ownership available in the Philippines. The title does not expire, is freely transferable, and can be mortgaged. For first-time buyers in Boracay, the condo purchase route is the most straightforward path to ownership.
Condominiums in well-managed buildings benefit from professional HOA management, shared amenities (pools, reception, security), and reduced individual maintenance burden. Entry prices start from ₱12M for standard sea-view units up to ₱45M for premium beachfront condos. Bank financing is available from Philippine banks including BPI and BDO, making the condo route accessible to buyers who prefer not to commit 100% cash upfront. Resale liquidity is strong — the condo buyer pool includes both foreign nationals and Filipino buyers, unlike leasehold properties.
The Case for Leasing (Land + Villa)
A long-term land lease under the Investors' Lease Act (Republic Act 7652) allows a foreign national to lease private land for 50 years, with a 25-year renewal option — a total of 75 years. The foreign buyer owns the structure (villa) built on the leased land outright, and receives a lease agreement registered at the Registry of Deeds. This structure is the primary vehicle for foreign nationals wishing to own beachfront villas and standalone residential properties in Boracay.
Leasehold villas command significantly higher nightly rates than condominiums — beachfront villas in Station 1 achieve ₱40,000–₱80,000 per night in peak season, delivering gross rental yields of 10–12%. Capital appreciation on beachfront land in Boracay has been among the strongest in Philippine real estate, with values rising 40–60% since the 2019 rehabilitation. However, the leasehold structure carries renewal risk at year 50, requires careful lease drafting (renewal rights, sublease permission, compensation clauses), and demands experienced legal counsel. BORACAYNAVI reviews all lease terms before recommending any leasehold property.
Verdict by Investor Type
Which is right for you?
Get Personalised Advice
Not sure which option suits your goals?
Tell us your investment objectives — we'll match you to the right property type and location for your specific situation.